Is it Time to Refinance Your Florida Mortgage?

8:46 AM |

Florida Mortgage Update for the Week of April 16, 2012

2012-04-16 08:45:00-04
Mortgage markets improved last week as a global flight-to-quality continued. Related posts:

Mortgage Rates Fall Back Below 4% After a brief run-up two weeks ago, mortgage rates are...
Florida Mortgage Rate Update for the Week of December 27, 2011 Mortgage markets worsened last week on renewed optimism from the...
Florida Mortgage Update for the Week of March 12, 2012 Mortgage markets were mostly unchanged last week despite a series...

Florida HARP Refinance with No Max LTV Now Here

2012-04-19 09:44:56-04
HARP 2.0 Loans with No Maximum LTV are now available here exclusively for borrowers here in Florida. I'll tell you that this represents an unprecedented opportunity for Florida mortgage holders who are looking to refinance underwater homes. Related posts:

Harp 2.0 Proives Unlimited Loan-to-Value And Same Great Rates The revamped HARP 2.0 program is expected to be generally...

Florida Mortgage Update for the Week of April 23, 2012

2012-04-23 08:45:00-04
Mortgage markets were mostly unchanged last week, breaking a three-week winning streak. Related posts:

Florida Mortgage Update for the Week of April 16, 2012 Mortgage markets improved last week as a global flight-to-quality continued....
Florida Mortgage Rate Update for the Week of April 9, 2012 In a week of up-and-down trading, mortgage markets improved for...
Florida Mortgage Update for the Week of April 2, 2012 Mortgage markets improved last week on renewed concerns of a...

Florida Beach Condo Loans

2012-04-29 22:46:29-04
Florida Beach Condo Loans We now have access to Florida Beach Condo Loans that do not require condo questionnaires. That’s right! Have your eye on a condo in a mixed rental and ownership situation? No problem. Looking to buy that Clearwater Beach Condo or Ana Maria Island getaway as a second home or vacation home?... No related posts.
Read more...

Florida Mortgage Update for the Week of April 30, 2012

2012-04-30 08:45:00-04
Mortgage markets were mostly unchanged last week for the second straight week. Related posts:

Florida Mortgage Update for the Week of April 16, 2012 Mortgage markets improved last week as a global flight-to-quality continued....
Florida Mortgage Update for the Week of April 23, 2012 Mortgage markets were mostly unchanged last week, breaking a three-week...
Florida Mortgage Update for the Week of April 2, 2012 Mortgage markets improved last week on renewed concerns of a...

Kevin Sandridge - Florida Mortgage Broker
Email: kevin.s@sigfunding.com Phone: 863-604-3019 Fax: 888-496-0265

Winter Haven, FL 33884, USA

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Irvine Housing Blog

7:34 AM |

Irvine Housing Blog

$450,000 in 92602

Posted: 30 Apr 2012 05:00 AM PDT

Like the first child, buying the first house is also an emotional experience. Every penny in that down payment has a little back story. Every tour of the home has the buyer’s imagine their life in that house. Today, we will look at the inventory of starter homes in 92602, keeping the budget from $400,000 to $425,000. One is a short sale, and other two are standard sales.

5 Cabazon #19, Irvine CA 92602

Listing Price	$400,000
Beds/ bath	2 Beds/ 2 bath
Area	1663 SF
Price/ SF	$241
Down payment	$80,000
Monthly mortgage, assuming 20% down payment, and 30 YR Fixed at 3.875%	$1505 Monthly
Home Owner’s Dues	$225
Mello-Roos	$1284 Annually
Property Tax (1.0595%)	$4238 Annually
Monthly Property tax +Mello Roos	$460 Monthly
Fixed Cost of owning	$2190 Monthly

40 Chula Vista #107, Irvine CA 92602

Listing Price	$415,000
Beds/ bath	3 Beds/ 2.5 Baths
Area	1510 SF
Price/ SF	$275
Down payment	$83,000
Monthly mortgage, assuming 20% down payment, and 30 YR Fixed at 3.875%	$1561
Home Owner’s Dues	$352
Mello-Roos	$1311
Property Tax (1.0595 %)	$4397
Monthly Property tax +Mello Roos	$475
Fixed Cost of owning	$2388

41 Burlingame, Irvine CA 92602

Listing Price	$425,600
Beds/ bath	2 Beds/ 2.5 Bath
Area	1475 SF
Price/ SF	$289
Down payment	$85,120
Monthly mortgage, assuming 20% down payment, and 30 YR Fixed at 3.875%	$1601
Home Owner’s Dues	$358
Mello-Roos	$1388
Property Tax (1.0595%)	$4509
Monthly Property tax +Mello Roos	$491
Fixed Cost of owning	$2450 monthly

Here is how the monthly fixed costs of owning stack up:

5 Cabazon $2190
41 Chula Vista $2388
41 Burlingame $2450

Even though the listing price is around the same price, the mortgage is around the same amount, the property tax and home owner’s association dues vary. If you were to buy a starter home, or an investment property, which one would you buy? Of course floor plan comes first, but would a price difference in Mello Roos, Property tax and HOA dues impact your decision?

Also, a couple of months ago, there was a huge influx of $375,000-$450,000 condos in the West Irvine area. The inventory seems dry as of now. Does that mean the market has picked up for the condos in that area?

In April, 2012:
92 Topaz was sold for $350,000
163 Topaz was sold for $403,000
161 Topaz was sold for $390,000
103 Sapphire was sold for $375,000

But a quick listing scan on redfin shows no more ‘gems’ from the West Irvine area. What do you think? We will see them racing to the bottom again in the ‘Summer of 2012’?

Discuss below or on Talk Irvine.

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Fwd: this guy "cracked the code"

3:22 AM |

Honest-to-God Gut Wrenching Story

Hey, Did you read this??

===============================

Begin forwarded message:

From: "Sean Terry"
Subject: how this ONE idea could change everything…
Date: April 29, 2012 9:22:57 AM MST
To: housingworldestate@gmail.com

http://flip2freedomacademy.info/4-26-12-webinar-replay/

==============

With in 30 days he had 2 properties under contract and
closed the transactions making
him and his family $18,500.

Now that is life changing….

Why you ask?

Because $18,500 is just like discovering the first signs of oil.
The geyser and the windfall of money is on it way...

He end the email saying "THANKS Sean for NOT being like all the
other guru's that promote old stuff that doesn't work"

Listen, I know you get a TON of email from every other "guru" pushing
every wacky concept under the sun. You've probably watch countless webinars
and are still left directionless and completely overwhelmed with information overload.

I know, I felt the same way my self and the biggest thing that made all the
difference was FOCUS.

Focus on one "idea" that resinates with you and run with it.

Not half heartedly but with
everything you've got.

I can tell you this, I've done a ton of real estate
deals and continue to do deals
every month and I have never
experienced "deal finding" as easy as what I explain
on this FREE training.

Watch it now, it could be the life changing "idea"
you've been looking for.

I know it was for Robinson.

Have a great rest of your day and God Bless

Sean,

P.S. This training will come down tomorrow at midnight so please
watch it as soon and you can.

==============

http://flip2freedomacademy.info/4-26-12-webinar-replay/

==============

This message was sent to housingworldestate@gmail.com from:

Phoenix Wholesale Homes | 2415 E Camelback Rd Ste 700 | Phoenix, AZ 85016

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how this ONE idea could change everything…

9:23 AM |

The Ultimate Real Estate Investing Podcast

I received an email recently from gentleman
name Robinson who lost everything after filing
for bankruptcy in August of 2011. He and his family were
devastated and were trying to pick up the pieces and start over.

He started the email by saying "You're not going to believe what I'm
about to tell you"

As his story unfolds he happened to listen to this webinar and
learned ONE idea that changed his life.

==============
Watch now
==============

With in 30 days he had 2 properties under contract and
closed the transactions making
him and his family $18,500.

Now that is life changing….

Why you ask?

Because $18,500 is just like discovering the first signs of oil.
The geyser and the windfall of money is on it way...

He end the email saying "THANKS Sean for NOT being like all the
other guru's that promote old stuff that doesn't work"

Listen, I know you get a TON of email from every other "guru" pushing
every wacky concept under the sun. You've probably watch countless webinars
and are still left directionless and completely overwhelmed with information overload.

I know, I felt the same way my self and the biggest thing that made all the
difference was FOCUS.

Focus on one "idea" that resinates with you and run with it.

Not half heartedly but with
everything you've got.

I can tell you this, I've done a ton of real estate
deals and continue to do deals
every month and I have never
experienced "deal finding" as easy as what I explain
on this FREE training.

Watch it now, it could be the life changing "idea"
you've been looking for.

I know it was for Robinson.

Have a great rest of your day and God Bless

Sean,

P.S. This training will come down tomorrow at midnight so please
watch it as soon and you can.

==============
Watch now
==============

This message was sent to housingworldestate@gmail.com from:

Phoenix Wholesale Homes | 2415 E Camelback Rd Ste 700 | Phoenix, AZ 85016

Email Marketing by

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Irvine Housing Blog

7:09 AM |

Irvine Housing Blog

Closed Sales from 4/19/2012 to 4/25/2012

Posted: 27 Apr 2012 08:29 PM PDT

Date Sold	Address	Zip	Tract	Sold Price	Beds	Sq Ft

Airport Area
4/19/12	2175 Scholarship	92612	Avenue One	$321,000	2	1037
4/20/12	3054 Scholarship	92612	3000 The Plaza	$570,000	2	1445

El Camino Real
4/19/12	25 Orangetip	92604	Irvine Groves II	$525,000	5	2300
4/20/12	10 Butterfield	92604	Deerfield Townhomes	$345,000	3	1550
4/23/12	17 Butterfly	92604	Irvine Groves	$455,000	4	1856
4/23/12	48 Goldenbush	92604	Deerfield Townhomes	$450,000	3	1645
4/25/12	136 Oval Rd	92604	Walnut Square	$205,000	2	905

Northpark
4/23/12	44 Chula Vista	92602	Monterey	$398,000	2	1345
4/24/12	604 Terra Bella	92602	Terra Bella	$359,000	2	1343

Northwood
4/19/12	115 Streamwood	92620	Irvine Springs	$145,000	1	639
4/19/12	4051 Escudero Dr	92620	Racquet Club	$620,000	4	2344
4/20/12	70 Monticello	92620	Peppermill Run	$685,000	3	2306
4/20/12	108 Cartier Aisle	92620	Northwood Villas	$390,000	3	1424
4/23/12	4 Carson	92620	Shady Hollow	$740,000	4	2600
4/23/12	56 Middlebury Ln	92620	Carlyle at Lanes End	$685,000	3	2225
4/24/12	20 W Delamesa	92620	Park Paseo	$600,000	4	2088
4/24/12	3 Hermosa	92620	Windstream	$800,000	4	2618
4/24/12	118 Remington	92620	Horizon	$287,500	2	905

Oak Creek
4/25/12	82 Millbrook	92618	Kelsey Lane	$665,000	3	2100
4/25/12	305 Birch Grv	92618	Oak Park	$258,900	1	900

Quail Hill
4/23/12	314 Quail Ridge	92603	Ambridge	$397,000	2	1099

Stonegate
4/20/12	132 Coralwood	92618	Santa Rosa	$348,000	1	1120

Turtle Ridge
4/20/12	258 Coral Rose	92603	Ashton Green	$380,000	2	1183
4/20/12	29 Wildland	92603	Arezzo	$2,360,000	5	3800
4/24/12	29 Shady Ln	92603	Ledges	$1,610,000	4	3500

Turtle Rock
4/23/12	17 Bluff View	92603	Highlands Lusk	$1,670,000	5	3250

University Park
4/23/12	3 Chicory Way	92612	Village II	$595,000	3	2268
4/24/12	9 Yellowwood Way	92612	Village II	$520,000	4	1960

University Town Center
4/20/12	375 Stanford Ct	92612	Princeton Townhomes	$289,900	2	890

Walnut
4/24/12	5 Iowa	92606	Revere	$680,000	4	2200
4/24/12	3501 Pecan St	92606	College Park	$580,000	4	1873

West Irvine
4/20/12	23 Tioga	92602	Legacy	$775,000	6	3700
4/21/12	17 Chandon Ct	92602	Andover	$400,000	3	1368
4/23/12	18 Starwood	92602	Andover	$390,000	3	1400
4/25/12	92 Topaz	92606	Mandeville	$350,000	2	1500
4/25/12	43 Appleglen Dr	92602	Glen Willows	$580,000	4	1900
4/25/12	53 Bellevue	92602	Sheridan Place	$450,000	3	1569

Westpark
4/20/12	8 Agostino	92614	Las Palmas	$425,000	3	1610
4/23/12	12 Del Carlo	92606	Positano	$670,000	4	1960
4/23/12	59 Finisterra	92614	Promenade	$690,000	3	1799
4/23/12	1 Alicante Aisle	92614	Tiempo	$300,000	2	1000

Woodbridge
4/19/12	4 Southwind	92614	Lakeshore	$703,000	2	1930
4/19/12	12 Creekwood	92604	Glen	$422,000	2	1235
4/24/12	2 Cove	92604	Arborlake	$590,000	3	2044
4/24/12	63 Sparrowhawk	92604	Patio Homes	$639,000	3	1700
4/25/12	48 Havenwood	92614	Parkview	$422,172	3	1520
4/25/12	8 Chardonnay	92614	Chateaux	$342,200	1	1348
4/25/12	13 Soaring Hawk	92614	Summerfield	$625,000	4	1879

Woodbury
4/19/12	50 Concierto	92620	Lombard Court	$435,000	3	1640
4/21/12	34 Hedge Bloom	92618	Ivy	$430,000	3	1400
4/19/12	206 Mantle	92618	Santa Cruz	$670,000	3	2027

Discuss at Talk Irvine.

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Albuquerque Real Estate Talk

8:02 PM |

Albuquerque Real Estate Talk

Albuquerque Open Houses
Albuquerque Chambers of Commerce
Painting Your Way to a Home Sale
Albuquerque Concert Band
A Peek at the UNM Campus

Albuquerque Open Houses

Posted: 28 Jan 2011 02:33 PM PST

Weekend of Jan 29th & 30th, 2011 I was checking out a few of my clients’ websites and I noticed that this weekend there are 83 open houses in Albuquerque listed in the MLS! Nine have...

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Albuquerque Chambers of Commerce

Posted: 30 Aug 2010 05:56 PM PDT

If you are a business owner or executive relocating to ABQ, you might be interested in joining one or two chambers of commerce.

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Painting Your Way to a Home Sale

Posted: 08 Jul 2010 06:32 PM PDT

It's time to put your home on the market. There are several low-cost improvements you can do.

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Albuquerque Concert Band

Posted: 07 Jul 2010 05:00 AM PDT

There's still time to enjoy music-filled Summer evenings in the parks of Albuquerque with three more free concerts!

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A Peek at the UNM Campus

Posted: 05 Jul 2010 09:52 PM PDT

Found these two photos of UNM today. Reminds me how relaxing the UNM campus is, whether you're a student or an area resident.

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