Is it Time to Refinance Your Florida Mortgage?

 



 
Florida Mortgage Update for the Week of April 16, 2012
 

2012-04-16 08:45:00-04
Mortgage markets improved last week as a global flight-to-quality continued. Related posts:
  1. Mortgage Rates Fall Back Below 4% After a brief run-up two weeks ago, mortgage rates are...
  2. Florida Mortgage Rate Update for the Week of December 27, 2011 Mortgage markets worsened last week on renewed optimism from the...
  3. Florida Mortgage Update for the Week of March 12, 2012 Mortgage markets were mostly unchanged last week despite a series...

Read more...



Florida HARP Refinance with No Max LTV Now Here
 

2012-04-19 09:44:56-04
HARP 2.0 Loans with No Maximum LTV are now available here exclusively for borrowers here in Florida. I'll tell you that this represents an unprecedented opportunity for Florida mortgage holders who are looking to refinance underwater homes. Related posts:
  1. Harp 2.0 Proives Unlimited Loan-to-Value And Same Great Rates The revamped HARP 2.0 program is expected to be generally...

Read more...



Florida Mortgage Update for the Week of April 23, 2012
 

2012-04-23 08:45:00-04
Mortgage markets were mostly unchanged last week, breaking a three-week winning streak. Related posts:
  1. Florida Mortgage Update for the Week of April 16, 2012 Mortgage markets improved last week as a global flight-to-quality continued....
  2. Florida Mortgage Rate Update for the Week of April 9, 2012 In a week of up-and-down trading, mortgage markets improved for...
  3. Florida Mortgage Update for the Week of April 2, 2012 Mortgage markets improved last week on renewed concerns of a...

Read more...



Florida Beach Condo Loans
 

2012-04-29 22:46:29-04
Florida Beach Condo Loans We now have access to Florida Beach Condo Loans that do not require condo questionnaires.  That’s right!  Have your eye on a condo in a mixed rental and ownership situation?  No problem.  Looking to buy that Clearwater Beach Condo or Ana Maria Island getaway as a second home or vacation home?... No related posts.
Read more...



Florida Mortgage Update for the Week of April 30, 2012
 

2012-04-30 08:45:00-04
Mortgage markets were mostly unchanged last week for the second straight week. Related posts:
  1. Florida Mortgage Update for the Week of April 16, 2012 Mortgage markets improved last week as a global flight-to-quality continued....
  2. Florida Mortgage Update for the Week of April 23, 2012 Mortgage markets were mostly unchanged last week, breaking a three-week...
  3. Florida Mortgage Update for the Week of April 2, 2012 Mortgage markets improved last week on renewed concerns of a...

Read more...





Kevin Sandridge - Florida Mortgage Broker
Email: kevin.s@sigfunding.com   Phone:  863-604-3019   Fax: 888-496-0265




Winter Haven, FL 33884, USA

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Irvine Housing Blog

Irvine Housing Blog

Link to Irvine Housing Blog

$450,000 in 92602

Posted: 30 Apr 2012 05:00 AM PDT

Like the first child, buying the first house is also an emotional experience. Every penny in that down payment has a little back story. Every tour of the home has the buyer’s imagine their life in that house. Today, we will look at the inventory of starter homes in 92602, keeping the budget from $400,000 to $425,000. One is a short sale, and other two are standard sales.

5 Cabazon #19, Irvine CA 92602

Listing Price

$400,000

Beds/ bath

2 Beds/ 2 bath

Area

1663 SF

Price/ SF

$241

Down payment

$80,000

Monthly mortgage, assuming 20% down payment, and 30 YR Fixed at 3.875%

$1505 Monthly

Home Owner’s Dues

$225

Mello-Roos

$1284 Annually

Property Tax (1.0595%)

$4238 Annually

Monthly Property tax +Mello Roos

$460 Monthly

Fixed Cost of owning

$2190 Monthly

40 Chula Vista #107, Irvine CA 92602

Listing Price

$415,000

Beds/ bath

3 Beds/ 2.5 Baths

Area

1510 SF

Price/ SF

$275

Down payment

$83,000

Monthly mortgage, assuming 20% down payment, and 30 YR Fixed at 3.875%

$1561

Home Owner’s Dues

$352

Mello-Roos

$1311

Property Tax (1.0595 %)

$4397

Monthly Property tax +Mello Roos

$475

Fixed Cost of owning

$2388

41 Burlingame, Irvine CA 92602

Listing Price

$425,600

Beds/ bath

2 Beds/ 2.5 Bath

Area

1475 SF

Price/ SF

$289

Down payment

$85,120

Monthly mortgage, assuming 20% down payment, and 30 YR Fixed at 3.875%

$1601

Home Owner’s Dues

$358

Mello-Roos

$1388

Property Tax (1.0595%)

$4509

Monthly Property tax +Mello Roos

$491

Fixed Cost of owning

$2450 monthly

Here is how the monthly fixed costs of owning stack up:

5 Cabazon $2190
41 Chula Vista $2388
41 Burlingame $2450

Even though the listing price is around the same price, the mortgage is around the same amount, the property tax and home owner’s association dues vary. If you were to buy a starter home, or an investment property, which one would you buy? Of course floor plan comes first, but would a price difference in Mello Roos, Property tax and HOA dues impact your decision?

Also, a couple of months ago, there was a huge influx of $375,000-$450,000 condos in the West Irvine area. The inventory seems dry as of now. Does that mean the market has picked up for the condos in that area?

In April, 2012:
92 Topaz was sold for $350,000
163 Topaz was sold for $403,000
161 Topaz was sold for $390,000
103 Sapphire was sold for $375,000

But a quick listing scan on redfin shows no more ‘gems’ from the West Irvine area. What do you think? We will see them racing to the bottom again in the ‘Summer of 2012’?

Discuss below or on Talk Irvine.


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Fwd: this guy "cracked the code"


Honest-to-God Gut Wrenching Story

Hey, Did you read this??

 

===============================

Begin forwarded message:

From: "Sean Terry"

Subject: how this ONE idea could change everything…
Date: April 29, 2012 9:22:57 AM MST
To: housingworldestate@gmail.com

 

 

I received an email recently from gentleman
name Robinson who lost everything after filing
for bankruptcy in August of 2011.  He and his family were
devastated and were trying to pick up the pieces and start over.

He started the email by saying "You're not going to believe what I'm
about to tell you"

As his story unfolds he happened to listen to this webinar and
learned ONE idea that changed his life.

==============


http://flip2freedomacademy.info/4-26-12-webinar-replay/


==============

With in 30 days he had 2 properties under contract and
closed the transactions making
him and his family $18,500.  

Now that is life changing….

Why you ask?  

Because $18,500 is just like discovering the first signs of oil.
The geyser and the windfall of money is on it way...


He end the email saying "THANKS Sean for NOT being like all the
other guru's that promote old stuff that doesn't work"

Listen, I know you get a TON of email from every other "guru" pushing
every wacky concept under the sun.  You've probably watch countless webinars
and are still left directionless and completely overwhelmed with information overload.

I know, I felt the same way my self and the biggest thing that made all the
difference was FOCUS.

Focus on one "idea" that resinates with you and run with it.  

Not half heartedly but with
everything you've got.

I can tell you this, I've done a ton of real estate
deals and continue to do deals
every month and I have never
experienced "deal finding" as easy as what I explain
on this FREE training.

Watch it now, it could be the life changing "idea"
you've been looking for.  

I know it was for Robinson.

Have a great rest of your day and God Bless

Sean,

P.S. This training will come down tomorrow at midnight so please
watch it as soon and you can.

==============


http://flip2freedomacademy.info/4-26-12-webinar-replay/


==============



 

 

 

©2012 Flip2Freedom.com All Rights Reserved.



This message was sent to housingworldestate@gmail.com from:

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how this ONE idea could change everything…


The Ultimate Real Estate Investing Podcast

I received an email recently from gentleman
name Robinson who lost everything after filing
for bankruptcy in August of 2011.  He and his family were
devastated and were trying to pick up the pieces and start over.

He started the email by saying "You're not going to believe what I'm
about to tell you"

As his story unfolds he happened to listen to this webinar and
learned ONE idea that changed his life.

==============
Watch  now
==============

With in 30 days he had 2 properties under contract and
closed the transactions making
him and his family $18,500.  

Now that is life changing….

Why you ask?  

Because $18,500 is just like discovering the first signs of oil.
The geyser and the windfall of money is on it way...


He end the email saying "THANKS Sean for NOT being like all the
other guru's that promote old stuff that doesn't work"

Listen, I know you get a TON of email from every other "guru" pushing
every wacky concept under the sun.  You've probably watch countless webinars
and are still left directionless and completely overwhelmed with information overload.

I know, I felt the same way my self and the biggest thing that made all the
difference was FOCUS.

Focus on one "idea" that resinates with you and run with it.  

Not half heartedly but with
everything you've got.

I can tell you this, I've done a ton of real estate
deals and continue to do deals
every month and I have never
experienced "deal finding" as easy as what I explain
on this FREE training.

Watch it now, it could be the life changing "idea"
you've been looking for.  

I know it was for Robinson.

Have a great rest of your day and God Bless

Sean,

P.S. This training will come down tomorrow at midnight so please
watch it as soon and you can.

==============
Watch  now
==============


 

 

©2012 Flip2Freedom.com All Rights Reserved.



This message was sent to housingworldestate@gmail.com from:

Phoenix Wholesale Homes | 2415 E Camelback Rd Ste 700 | Phoenix, AZ 85016

Email Marketing by iContact - Try It Free!

Unsubscribe  |  Forward To a Friend

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Irvine Housing Blog

Irvine Housing Blog

Link to Irvine Housing Blog

Closed Sales from 4/19/2012 to 4/25/2012

Posted: 27 Apr 2012 08:29 PM PDT

Date Sold Address Zip Tract Sold Price Beds Sq Ft
             
Airport Area            
4/19/12 2175 Scholarship 92612 Avenue One $321,000 2 1037
4/20/12 3054 Scholarship 92612 3000 The Plaza $570,000 2 1445
             
El Camino Real          
4/19/12 25 Orangetip 92604 Irvine Groves II $525,000 5 2300
4/20/12 10 Butterfield 92604 Deerfield Townhomes $345,000 3 1550
4/23/12 17 Butterfly 92604 Irvine Groves $455,000 4 1856
4/23/12 48 Goldenbush 92604 Deerfield Townhomes $450,000 3 1645
4/25/12 136 Oval Rd 92604 Walnut Square $205,000 2 905
             
Northpark            
4/23/12 44 Chula Vista 92602 Monterey $398,000 2 1345
4/24/12 604 Terra Bella 92602 Terra Bella $359,000 2 1343
             
Northwood            
4/19/12 115 Streamwood 92620 Irvine Springs $145,000 1 639
4/19/12 4051 Escudero Dr 92620 Racquet Club $620,000 4 2344
4/20/12 70 Monticello 92620 Peppermill Run $685,000 3 2306
4/20/12 108 Cartier Aisle 92620 Northwood Villas $390,000 3 1424
4/23/12 4 Carson 92620 Shady Hollow $740,000 4 2600
4/23/12 56 Middlebury Ln 92620 Carlyle at Lanes End $685,000 3 2225
4/24/12 20 W Delamesa 92620 Park Paseo $600,000 4 2088
4/24/12 3 Hermosa 92620 Windstream $800,000 4 2618
4/24/12 118 Remington 92620 Horizon $287,500 2 905
             
Oak Creek            
4/25/12 82 Millbrook 92618 Kelsey Lane $665,000 3 2100
4/25/12 305 Birch Grv 92618 Oak Park $258,900 1 900
             
Quail Hill            
4/23/12 314 Quail Ridge 92603 Ambridge $397,000 2 1099
             
Stonegate            
4/20/12 132 Coralwood 92618 Santa Rosa $348,000 1 1120
             
Turtle Ridge            
4/20/12 258 Coral Rose 92603 Ashton Green $380,000 2 1183
4/20/12 29 Wildland 92603 Arezzo $2,360,000 5 3800
4/24/12 29 Shady Ln 92603 Ledges $1,610,000 4 3500
             
Turtle Rock            
4/23/12 17 Bluff View 92603 Highlands Lusk $1,670,000 5 3250
             
University Park          
4/23/12 3 Chicory Way 92612 Village II $595,000 3 2268
4/24/12 9 Yellowwood Way 92612 Village II $520,000 4 1960
             
University Town Center          
4/20/12 375 Stanford Ct 92612 Princeton Townhomes $289,900 2 890
             
Walnut            
4/24/12 5 Iowa 92606 Revere $680,000 4 2200
4/24/12 3501 Pecan St 92606 College Park $580,000 4 1873
             
West Irvine            
4/20/12 23 Tioga 92602 Legacy $775,000 6 3700
4/21/12 17 Chandon Ct 92602 Andover $400,000 3 1368
4/23/12 18 Starwood 92602 Andover $390,000 3 1400
4/25/12 92 Topaz 92606 Mandeville $350,000 2 1500
4/25/12 43 Appleglen Dr 92602 Glen Willows $580,000 4 1900
4/25/12 53 Bellevue 92602 Sheridan Place $450,000 3 1569
             
Westpark            
4/20/12 8 Agostino 92614 Las Palmas $425,000 3 1610
4/23/12 12 Del Carlo 92606 Positano $670,000 4 1960
4/23/12 59 Finisterra 92614 Promenade $690,000 3 1799
4/23/12 1 Alicante Aisle 92614 Tiempo $300,000 2 1000
             
Woodbridge            
4/19/12 4 Southwind 92614 Lakeshore $703,000 2 1930
4/19/12 12 Creekwood 92604 Glen $422,000 2 1235
4/24/12 2 Cove 92604 Arborlake $590,000 3 2044
4/24/12 63 Sparrowhawk 92604 Patio Homes $639,000 3 1700
4/25/12 48 Havenwood 92614 Parkview $422,172 3 1520
4/25/12 8 Chardonnay  92614 Chateaux $342,200 1 1348
4/25/12 13 Soaring Hawk 92614 Summerfield $625,000 4 1879
             
Woodbury            
4/19/12 50 Concierto 92620 Lombard Court $435,000 3 1640
4/21/12 34 Hedge Bloom 92618 Ivy $430,000 3 1400
4/19/12 206 Mantle 92618 Santa Cruz $670,000 3 2027

Discuss at Talk Irvine.


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Albuquerque Real Estate Talk

Albuquerque Real Estate Talk


Albuquerque Open Houses

Posted: 28 Jan 2011 02:33 PM PST

Weekend of Jan 29th & 30th, 2011 I was checking out a few of my clients’ websites and I noticed that this weekend there are 83 open houses in Albuquerque listed in the MLS! Nine have...

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Albuquerque Chambers of Commerce

Posted: 30 Aug 2010 05:56 PM PDT

If you are a business owner or executive relocating to ABQ, you might be interested in joining one or two chambers of commerce.

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Painting Your Way to a Home Sale

Posted: 08 Jul 2010 06:32 PM PDT

It's time to put your home on the market. There are several low-cost improvements you can do.

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Albuquerque Concert Band

Posted: 07 Jul 2010 05:00 AM PDT

There's still time to enjoy music-filled Summer evenings in the parks of Albuquerque with three more free concerts!

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A Peek at the UNM Campus

Posted: 05 Jul 2010 09:52 PM PDT

Found these two photos of UNM today. Reminds me how relaxing the UNM campus is, whether you're a student or an area resident.

[[ This is a content summary only. Visit my website for full links, other content, and more! ]]

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WEBINAR Starts NOW: don't attend...more for us, lol


Exclusive FREE LIVE Webcast

  Webinar Starts NOW!

 

Just a quick reminder, the webinar starts right now and people are piling on...

if your busy, that's fine more deals for us...lol

(just kidding, we'd love to have you ;)

 

 

==============================================

Join Now:

 

Thursday April 26th at 8:30pm EST

https://www3.gotomeeting.com/register/898560278


==============================================

See you in 10,

 

Sean

 

P.S REMEMBER: You'll receive this "MUST HAVE" spreadsheet that makes this all possible just for attending.

 

P.S.S. You might want to reschedule ANY other commitments because this WILL
make your 2012 UNBELIEVABLE!

 

 

©2012 Flip2Freedom.com All Rights Reserved.



This message was sent to housingworldestate@gmail.com from:

Phoenix Wholesale Homes | 2415 E Camelback Rd Ste 700 | Phoenix, AZ 85016

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