Peer To Peer Lending, Borrowing and Investing

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Peer To Peer Lending, Borrowing and Investing

Have you heard of Prosper.com?  This is a new way for consumers and investors who want to borrow money and invest money to connect online.  Peer to peer private lending? Though it seems to me this might be a bit risky to say the least, especially for the investor, the fact remains that there are over 1,150,000 members and $264,000,000 in personal loans funded already. If that doesn't grab your attention, some of the creative ways this is being used will for sure.

Could this be an alternate solution for a lack of funds for new first time buyers needing some down-payment assistance?  Might this help someone lower some debt with high interest payments on credit cards or other loans?  According to the site, they have lower rates than most banks and other commercial lending sites.  What are your thoughts? 

I'm not going to lie, I'm intrigued but will have to research this further before I can give you my honest opinion...but in the meantime, you might want to be aware that this is available and do some research of your own. I'm just the piano player here so if you like it, you got it here from me, and if you don't, then go over to Bob Stewart's Blog and vent there!  lol~

 

 

          

 

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